Debt expert
Got approval in 4 weeks — how much does debt write-off cost in Karaganda
· 5 min read
The accounts are unblocked, and the monthly payment is now 31,000 ₸. After the first refusal from Kaspi, it felt like a dead end, but approval was secured within 4 weeks
How it usually goes
Saltanat, 30, a sales manager, came to us to restructure her Kaspi debt. She hoped to lower her monthly payment and ease the financial strain. To her disappointment, the first application was rejected. Saltanat felt desperate, thinking it was a dead end and nothing more could be done
She was convinced that a refusal to restructure meant there was no point going further. But the expert explained that a first refusal isn't the end of the road. Saltanat realized she needed help from a specialist who knows how to handle situations like this
After resuming work with the expert, Saltanat got her approval. Her monthly payment came out to just 31,000 tenge, and the holds on her accounts were lifted. Saltanat is back in control of her finances
What people come to us for
Clients come to us after being refused a debt restructuring, especially with Kaspi. They don't know what to do next and feel like they've run out of options. They need help to keep pushing and get approved
If this sounds like you
- Hi! Could I learn more about this?
- Can I get a new payment schedule again?
- By the way, is August 30 a working day?
How it works
The expert keeps working and secures approval even after a first refusal to restructure. The process starts with analyzing the reason for the refusal and building a new strategy
The expert helps lift any holds placed on the accounts. Then a new application is filed, and the work continues until approval is granted
How to prepare
Prepare all the documents related to your Kaspi debt, including details of the previous restructuring application and the refusal you received
Frequently asked questions
A first refusal to restructure with Kaspi isn't the end. I keep working the case until it's approved. I also train experts on how to properly handle restructuring refusals. Cost is 15,000 tenge.
Yes, a first refusal isn't the end. The expert helps clients get approved even after a refusal. There's also training for experts on handling refusals, priced at 15,000 tenge.
A client came to me when her Kaspi account had been blocked for almost 3 years already. We lifted the holds, filed the application, and got a payment schedule approved. Now her monthly payment is just 31,000 tenge.
This is an example of successful work. The expert helps lift holds and secure a payment schedule, even if Kaspi has been blocking the account for a long time. The monthly payment can be reduced significantly.
This is a real case — compiled from posts by "Debt Expert". The client's name has been changed
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