Debt expert
Payment of 31,000 tenge — how much it costs to lift a seizure in Karaganda
· 4 min read
A nurse from Karaganda couldn't use her Kaspi accounts for almost three years because of a freeze. She tried to solve the problem on her own, but kept running into refusals and didn't know how to stop the debt from growing. Now her monthly payment is 31,000 tenge, and she's back in control of her finances
How it usually goes
Elena is 42 and works as a nurse in Karaganda. Her Kaspi accounts were frozen for almost three years, which caused a lot of difficulties. Elena couldn't fully use her own money and felt stuck
She tried to solve the problem on her own, but kept running into refusals. The situation seemed hopeless, and the debt kept growing because of interest and penalties
With my help, Elena managed to get the seizures lifted from her accounts. We submitted an application and got the repayment schedule approved. Now her monthly payment is just 31,000 tenge, and she's back in control of her finances
What people come with
Kaspi was blocked
If this is about you
- Will they find out at work?
- Tell me, is this true?
- Does Kredit Plus give a payment schedule quickly?
How it works
First, we do a free consultation to look closely at your situation with Kaspi and the account seizures. I assess every option for lifting the freezes and restructuring the debt
Then I file the application to lift the seizures and work on getting a repayment schedule approved. Even if there's an initial refusal, I keep working and push it through until you get a payment you can actually handle
How to prepare
Have your ID, details of the freeze on your Kaspi account, and your debt statement ready. This will speed up the analysis and document submission process
Most frequently asked questions
How long does it take to lift the seizures?
The seizures are lifted after the repayment schedule is approved; the timing depends on the bank and how complex the situation is.
What if Kaspi refused the restructuring?
A first refusal isn't the end of the road. I keep working and push it through until you get the outcome you need.
The case is real — put together from "Debt Expert" publications. The client's name has been changed
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